How much does Stripe charge per transaction?

Stripe charges 2.9% + $0.30 per transaction in the US. For a $100 sale, Stripe takes $3.20 and you receive $96.80. Rates vary by country: UK is 1.5% + £0.20, EU is 1.5% + €0.25.

Does Stripe charge differently per country?

Yes. US: 2.9% + $0.30. UK: 1.5% + £0.20. EU: 1.5% + €0.25. Australia: 1.75% + A$0.30. Additional fees apply for international cards (1%), currency conversion (1%), and Stripe Tax.

Are there additional fees for international cards?

Yes, Stripe charges an extra 1% for international cards. If currency conversion is needed, there's an additional 1% fee. So an international transaction could cost 2.9% + $0.30 + 1% + 1% = 4.9% + $0.30.

How can I reduce my Stripe fees?

Negotiate volume discounts if processing over $1M/year. Use Stripe Tax for automated tax collection. Offer ACH/bank transfers for large payments (0.8% capped at $5). Minimize refunds and chargebacks. Consider Stripe's custom pricing for high-volume businesses.

Is Stripe cheaper than PayPal?

For most businesses, Stripe and PayPal have similar base rates (2.9% + $0.30). However, Stripe offers more transparent pricing, better developer tools, and lower fees for international transactions. PayPal charges additional fees for currency conversion and has higher chargeback fees. Run the same amount through our PayPal calculator to see the difference side by side.

Stripe Fee Calculator (US/UK/EU) — Free Online Tool (2026)

Calculate Stripe fees instantly for US, UK, EU & Saudi Arabia. Free online Stripe fee calculator — see exactly what Stripe charges per transaction. No signup.

Last Updated: March 25, 2026

Region

Transaction Amount

Instant Results

3.20

Stripe Fee

96.80

You Receive

3.20%

Effective Rate

How to Use

Pick your Stripe region from the dropdown (US, UK, EU, or Saudi Arabia).
Enter the transaction amount in the local currency.
Read the Stripe fee, what you actually receive, and the effective percentage rate.
Comparing processors? Compare with PayPal fees, and if you're freelance, factor fees into your freelance rate.

Formula Explained

Stripe Fee = (Amount × 2.9%) + 0.3 fixed fee

Amount: = Gross transaction amount charged to the customer
Rate %: = Stripe's percentage rate for the selected region (2.9%)
Fixed Fee: = Per-transaction flat fee (0.3 in this region)

Worked example: US $100 charge: fee = ($100 × 2.9%) + $0.30 = $2.90 + $0.30 = $3.20. You receive $96.80.

Stripe Fee Calculator (US/UK/EU) — Free Online Tool (2026)

How to Use

Formula Explained

References

Frequently Asked Questions