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    <loc>https://profitflowtools.com/</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>weekly</changefreq>
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  <!-- E-commerce & Sales Calculators -->
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    <loc>https://profitflowtools.com/calculators/profit-margin</loc>
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  <url>
    <loc>https://profitflowtools.com/calculators/amazon-fba-fees</loc>
    <lastmod>2026-03-25</lastmod>
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    <loc>https://profitflowtools.com/calculators/discount-sale</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <!-- Payments & Freelance Calculators -->
  <url>
    <loc>https://profitflowtools.com/calculators/stripe-fees</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://profitflowtools.com/calculators/paypal-fees</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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    <loc>https://profitflowtools.com/calculators/freelance-hourly-rate</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://profitflowtools.com/calculators/vat-tax</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Business Growth Calculators -->
  <url>
    <loc>https://profitflowtools.com/calculators/roas-roi</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://profitflowtools.com/calculators/customer-acquisition-cost</loc>
    <lastmod>2026-03-25</lastmod>
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    <priority>0.9</priority>
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  <url>
    <loc>https://profitflowtools.com/calculators/burn-rate</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://profitflowtools.com/calculators/compound-interest</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Info Pages -->
  <url>
    <loc>https://profitflowtools.com/about</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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  <url>
    <loc>https://profitflowtools.com/privacy</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
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  <url>
    <loc>https://profitflowtools.com/terms</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Blog -->
  <url>
    <loc>https://profitflowtools.com/blog</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://profitflowtools.com/blog/margin-vs-markup</loc>
    <lastmod>2026-01-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://profitflowtools.com/blog/understanding-stripe-fees</loc>
    <lastmod>2026-02-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://profitflowtools.com/blog/startup-growth-metrics-2026</loc>
    <lastmod>2026-03-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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